Why Does It Seem So Hard ...?
Here's a great link to a NY Times article that highlights some of the financing issues facing real estate today. This article deals with simple refinancing and how expensive it is. Also, there's a great reference to Credit Scores and the importance of this once ignored and often misunderstood measure of credit worthiness.
Bottomline: despite the widespread announcements of "Low Rates", those rates often are not there.
Here's the link.
DS
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